![]() I put together this simple Debt Snowball spreadsheet so I could list all my debts, put them in order from largest to smallest, and get a rough estimate of how much time till I was debt-free. For most people, the time it takes to get out of debt is much shorter than they think. When you are drowning in debt, it can feel like the process will last forever. To learn more about this spreadsheet and to download it, visit Steal My Monthly Expense Tracker (Free Excel Download)ĭid you enjoy that expense tracker excel template? Up next, we tackle debt. This gives you a bit of warning so you can shift some money around from a different account and avoid an overdraft. ![]() Prevent Bank Over-Drafts: Since the sheet contains a running balance, you’ll be able to roughly predict what your balance will be at various points in the month.Avoid Late Payments: Since you list out your monthly recurring expenses by payment due date, you’ll be able to reference which bill is coming due at what date quickly.More on how this spreadsheet will help you: This sheet includes a rolling calendar of recurring monthly expenses and income, as well as your total available balance projected out for 30 days or more. This sheet will help you avoid late payments and overdrafts by tracking all of your monthly recurring expenses and showing you how they will affect your balance at different times in the month. Some might call this a bill tracker template. To learn more about this spreadsheet and to download it, visit Steal My Personal Financial Statement Template 2. ![]() If you’re the one source of financial knowledge for your family, you need this sheet or something like it stored away safely if something happens to you so that your family can take control of your finances. Help a loved one in case something happens to you. To make the most of your finances, you must know precisely where you are starting. See your entire personal finance situation all in one spot. Online Log-in Credentials: If you’re worried about security, you don’t have to use this section, but I like to have all of my log-in information in one spot so that my wife could pick up the pieces if something happened to me.ġ.This spreadsheet keeps the big picture in mind. Financial Goals: It’s important to keep your financial goals in mind when viewing net worth and income vs.While this isn’t a full-blown budget, it will help you visualize what you “have to” pay each month. Personal Income Statement: This includes your income and all your recurring expenses.Personal Balance Sheet: This is simply a listing of all your assets and liabilities.This sheet puts all your personal financial information in one simple, printable spreadsheet. Personal Financial Statement Templateįirst up is my all-in-one, dashboard-style spreadsheet called the personal financial statement template. In other words, you don't need to do any extra work. We use the same bank account you've already configured in Expensify for reimbursements to debit the full balance owed monthly or daily. You can use your Expensify Card anywhere Visa is accepted. What’s in it for Expensify?īy providing our own card feed, we're able to give customers a true real-time experience where receipt images can automatically merge with bank transactions that immediately download into the user’s account. Disputes on fraudulent charges are handled directly by Expensify upon receiving a request. How does Expensify protect us from fraud?Ĭardholders can suspend their card instantly when they detect suspicious activity or lose their card. It doesn’t! The Expensify Card will never have an impact on your personal credit score. How does this corporate credit card impact my personal credit score? No, there is no interest when using the Expensify Card. ![]() Do I have to pay interest on the Expensify Card? There’s no commitment required with the Expensify Card, and you can cancel cards at any time. What’s my commitment to this card program? Monthly? Annual? There are no fees or costs associated with the Expensify Card - everything is already included in your current active user pricing. How much does this company credit card program cost?
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![]() For a good game, the characters, story and dialogue should come first. Godot, for example with the Escoria frameworkĬreating a game is closer to writing than programming, though both skills are required.SLUDGE: SLUDGE/Development, SLUDGE Development Kit.Engines with work-in-progress support in the ScummVM Git repository.Wintermute: Wintermute/Development, Wintermute Engine Development Kit.SCUMM: SCUMM/Fan_Games, ScummC ScummGEN.SCI: SCI/Development, SCI/Fan_Games, AGI/SCI Fangame Creation (Forum).AGI: AGI/Development, AGI/Fan_Games, AGI/SCI Fangame Creation (Forum).Point and Click Engines with Publicly Available Authoring Tools The engines which are known to support authoring tools and thus currently have a number of "fangames" also have detectors which will detect and add entries for unknown games, though upon game completion contacting the ScummVM team will allow a full detection entry to be added of the stable final version. This approach has the advantage that it will work with the standard ScummVM release binaries with no issues around developing or adding new engine code. Only a few of the engines have publicly available authoring tools.ĭeveloping for any other engine would require the author to develop their own tools, which is not a trivial task as a full understanding or specification for the engine would be needed. Write a game targeted for an existing engine. that is not GPL, so you can still sell your game if desired.Ģ. GPL, though this does not affect your rights to your game data i.e. This has the side effect of requiring your engine code to be released under the same license as ScummVM i.e. Otherwise, you will personally need to distribute a modified ScummVM with your engine code added. This has occurred with at least one engine so far: Sword25. However, if your engine is complete and the game is finished, then you should approach the ScummVM team about adding the stable engine to the main source code tree to allow ongoing support. It also means that your game will not run with the standard ScummVM release binaries. It does allow complete flexibility of design, but it doubles the workload as the engine and game will both need developing in parallel. Code a new game engine targeted to ScummVM OSystem, then write a game targeted for this engine. There are two ways to do this with ScummVM:ġ. This should be noted as it applies to most of the (fan)games which have been released as freeware, unless their README/LICENSE states otherwise (Public Domain, derivative works allowed etc.). Especially reusing any significant amount of artwork, animation, sound or music extracted (even with modifications) from an existing game (without permission from the rights holder) is likely to cause issues.As is indicated by the preceding fan-fiction link, LucasArts Legal have a history of pursuing any unauthorised use of their characters, stories etc. Also, we highly discourage writing fangames for the SCUMM engine.The team may offer some advice if asked, but this should not be considered as binding legal opinion (We Are Not Lawyers). See Fan Fiction (Legality) which has very similar issues. Writing a game based on existing characters or story, a sequel or prequel to a supported game without permission from the rights holder can cause legal issues and should be avoided. However, if fans of point and click games are motivated to create new games for ScummVM, this is something which we don't want to discourage.These are listed below, with AGS being probably the most popular and supported system with tools and a large developer community. It should be noted that other non-ScummVM supported systems for Point and Click game development exist, and the authoring tools for these may be easier to use and more suited to your game.are better directed to the associated author communities in the relevant forums listed below. "to provide reimplementations of the interpreters for existing 2D point and click adventure games", so the ScummVM developers are unlikely to be able to help directly with authoring of a new game. Development of new games is not really within the aims of the ScummVM project i.e.This HOWTO is a response to this Frequently Asked Question and covers writing a game for engines supported by ScummVM. The ScummVM development team is contacted fairly regularly by users asking about how to create games to run within ScummVM. ![]() While video converters have many valuable features, some of them are not free. You can change video output settings like resolution, bitrate, and frame rate, as well as audio output settings like audio bitrate, channels, and sample rate. They have all of the features you'll need to process your videos and support all of the most popular formats.Īdjustment options are numerous. Offline editing of video files is simple. There is no need for an Internet connection. As is customary, there are several advantages and disadvantages of using desktop video converters. The rest is simple as long as you have it installed on your computer. It does not need you to be an expert to use. This app has a lot of features and instructions that are easy to follow. When it comes to video conversion, software video converters are a tried and true process. Pros and cons of video converting software Since WebM is a well-defined format, FFmpeg automatically recognizes what types of video and audio it can handle and converts the streams to a WebM file. You don't have to define the type of stream or container because FFmpeg does it for you. This command transforms an MP4 file called input.mp3 into a WebM file named output.webm. Let's assume you want to convert MP4 to WebM on FFmpeg: Fortunately, FFmpeg selects the proper codecs and containers without requiring any complicated configuration. When it comes to converting audio and video, the most common stumbling block is choosing the appropriate formats and containers. It's also used behind the scenes in a variety of other media campaigns.įFmpeg is primarily designed for Linux, but it is also compatible with Windows, Mac OS X, and other operating systems such as iOS, Android, MorphOS, and AmigaOS. It's made up of several programs and libraries that deal with audio, video, and multimedia files and streams. Most conversion types can be adjusted to your needs, such as setting the quality and many other optionsĭependent on whether or not an Internet connection is availableĪdditional features such as editing, downloading videos, and others are not supportedįFmpeg is an open-source command-line tool for easily modifying the format or quality of an AV file, extracting audio, making GIFs, and other tasks. The interface is easy to use and understand There are no download or installation hassles They support more than 200 audios, video, document, ebook, archive, image, spreadsheet, and presentation formats At the bottom of your window, select where you want your converted files saved. Next, select the files you’d like to convert. Transcode with CloudConvert by selecting your conversion settings in the top bar, in this case. The converter provides batch conversion and folder monitoring as well as a powerful API that allows us to use the service in our applications. The software is easy to use, has a straightforward interface, and does not require any installation. It supports over 200 different file formats and integrates with Box, Dropbox, Google Drive, and OneDrive. Some perks such as unlimited file size are exclusively offered at a premiumĬloudConvert is a free MP4-to-WebM converter. With Online Video Converter, you can convert MP4 to WebM for freeĬan be easily accessed online through their website or browser extensions It is then deleted from the server immediately after use. The conversion is fast, and the file is encoded so that it can only be accessed by the uploader. Click the Convert button and download your WebM format file once the conversion is complete. You can use the enhanced settings feature to fix quality and more. Select the desired format, which is WebM, from the list. To convert MP4 to WebM with the Online Video Converter, choose a media file for conversion from your computer, Dropbox, or Google Drive. The tool is quite easily accessible through their website,, or via their google chrome extension. With the online video converter, you can change your files’ video or audio format, not exceeding 100MB, from MP4 to WebM free of charge (up to 100 MB). ![]() After that, the installer will register it for the classic app. When installing the Classic Notepad, you will be asked to open the Settings app, and turn off the alias manually. To work properly and handle file associations, you need to disable the app execution alias in Settings. ![]() This package containts both 32-bit and 64-bit files. The app can coexist with the modern one, and will be present in the Start menu, context menu in File Explorer, and can also have a desktop shortcut if you enable it in the installer. It is built of genuine files from Windows 10 22H2 that aren't tampered with. Here you can download the installer that adds the classic Notepad to Windows 11. It works faster, starts faster, and more lightweight when it comes to system resources. But yet many users prefer the classic Notepad without those enhancements. Windows 11 provides by default a modern Notepad app with advanced features like tabs, auto-save documents, dark theme, a longer undo history, and much more. It doesn't install every single language, instead if checks what language you are using and extracts only the required files to save your disk space. Finally, it supports an uninstaller, so you can uninstall this WordPad app from the Settings > Apps > Installed apps. It will have the same interface language as your operating system, as it comes with MUI resources. you will be able to launch it as "write.exe" and "wordpad.exe" from the Run dialog or from the taskbar search. The WordPad app will have two its classic commands, e.g. This package supports Windows 11, and containts both 32-bit and 64-bit files. It will bring back the editor to your Start menu, and can also create a desktop shortcut if you want it. It is built of genuine files that aren't tampered with. Here's the package that restores WordPad in Windows 11. Microsoft has deprecated it and instists on using Word and Notepad instead of WordPad. So the app has gone and can't be reintalled from any official source. Starting with Windows 11 Build 26020, Microsoft has removed the classic WordPad editor from clean installs, and then removed it from existing installations with an update. The following locale list is supported: ar-sa, It comes with almost the full set of MUI files, so it will be in your native language out-of-the-box. If you will decide to revert to the Modern Calculator app, just uninstall the "Old Classic Calculator" app from the Settings -> Apps - > Apps & features. It will have the same interface language as your operating system. you will be able to launch it as "calc.exe" from the Run dialog or from the taskbar search box or from Cortana. The Calculator app will be revived completely, e.g. This package supports Windows 11 and Windows 10 (both Windows 10 32-bit and Windows 10 64-bit). Here you can get the classic calculator back in Windows 11 and Windows 10. The classic app loaded faster, and was more useful for mouse and keyboard users. Many people aren't happy with this change. Microsoft has removed the classic calculator app starting in Windows 10 and replaced it with a new UWP app that receives updates from the Store. Games support the complete set of MUI (language packs), so they will run in your native language. Use the /S command argument, where S is capitalized. The package can be installed in unattend mode. You can use this new version of the package on older Windows versions too. Windows 8.1/8 and Windows 10, remains intact. The support for older Windows version, i.e. ![]() Finally, the Internet Games set is now optional, since Microsoft has turned off the game servers, making it nearly impossible to play them. The installer now supports HiDPI displays. The non-working Game Explorer will no longer be installed. It now supports Windows 11 and fixes the error "Error opening file for writing:Ĭ:\Windows\System32\en-US\". The package has been updated to version 3.1. This Windows 7 Games package is compatible with all builds of Windows 11, Windows 10, Windows 8.1 and Windows 8.įor more details on how to install and use the games, check out this tutorial. Here is a Windows 7 Games package which solves this issue. They are no longer included with Windows 11, Windows 10 and Windows 8.1. Starting in Windows 8, the OS comes without the classic Windows 7 games. After you read the 11th letter you will get the same letter everytime. There are 11 different letters you can get, but you don’t gain anything by having seen them all. Checking mail will skip to the next day and give you 20-40 coins.Super rare white stone – 7% chance – 150 coins.Shiny blue stone – 36% chance – 50 coins.Common brown stone – 43% chance – 25 coins.Here are the drop rates and value for all the stones:.On average you get 50 coins per trip to the mine.If you want to abuse the rollback feature of Ren’Py to change stone rarity, the point where the RNG for stone rarity is activated is after you say ‘Yes’ to ‘Should I mine?’.You can go to the mine to mine stones for money and do a couple of sidequests.The school is a place you go for some quests and scenes.You only need to visit the mountain when the story tells you.If you don’t need to heal or defend -> Attack.If the mooselion moved its head last turn and didn’t attack -> Defend.If you are under 20% HP -> Healing potion.You will need 2 potions per hunting trip, but if the RNG gods are very displeased, you might need 3.Pressing Tab enables skip mode which is extremely helpful for speeding up hunting.There is nothing in the game that requires more than 17/30 Affection, so leveling it beyond 17 isn’t useful. ![]() If Katara is angry it will also lower her anger level by 1.
![]() In Unicode, the above variations of lunate sigma are encoded as U+03F9 Ϲ In Greek inscriptions from the late first century BC onwards, Ͻ was an abbreviation indicating that a man's father's name is the same as his own name, thus Dionysodoros son of Dionysodoros would be written Διονυσόδωρος Ͻ ( Dionysodoros Dionysodorou). A dotted antisigma ( antisigma periestigmenon, Ͽ) may indicate a line after which rearrangements should be made, or to variant readings of uncertain priority. Similarly, a reversed sigma ( antisigma, Ͻ), may mark a line that is out of place. Today, it is known as lunate sigma (uppercase Ϲ, lowercase ϲ), because of its crescent-like shape, and is still widely used in decorative typefaces in Greece, especially in religious and church contexts, as well as in some modern print editions of classical Greek texts.Ī dotted lunate sigma ( sigma periestigmenon, Ͼ) was used by Aristarchus of Samothrace (220–143 BC) as an editorial sign indicating that the line marked as such is at an incorrect position. This became the universal standard form of sigma during late antiquity and the Middle Ages. In handwritten Greek during the Hellenistic period (4th–3rd century BC), the epigraphic form of Σ was simplified into a C-like shape, which has also been found on coins from the 4th century BC onward. ![]() ![]() Lunate sigma The Madaba Map, a sixth-century mosaic of Jerusalem ( Η ΑΓΙΑ ΠΟΛΙ Ϲ) uses the lunate sigma A plaque reading " Metochion of Gethsemane" ( Μετόχιον Γεθσημανῆς) in Jerusalem, with a lunate sigma both at the end and in the middle of the word Alternatively, the name may have been a Greek innovation that simply meant 'hissing', from the root of σίζω ( sízō, from Proto-Greek *sig-jō 'I hiss'). Īccording to one hypothesis, the name "sigma" may continue that of Phoenician samekh ( ), the letter continued through Greek xi, represented as Ξ. Herodotus reports that "san" was the name given by the Dorians to the same letter called "sigma" by the Ionians. Sigma's original name may have been san, but due to the complicated early history of the Greek epichoric alphabets, san came to be identified as a separate letter in the Greek alphabet, represented as Ϻ. The shape (Σς) and alphabetic position of sigma is derived from the Phoenician letter ( shin). The Latin letter S derives from sigma while the Cyrillic letter Es derives from a lunate form of this letter. In Ὀδυσσεύς (Odysseus), for example, the two lowercase sigmas (σ) in the center of the name are distinct from the word-final sigma (ς) at the end. When used at the end of a letter-case word (one that does not use all caps), the final form (ς) is used. In general mathematics, uppercase Σ is used as an operator for summation. In the system of Greek numerals, it has a value of 200. Sigma ( / ˈ s ɪ ɡ m ə/ SIG-mə uppercase Σ, lowercase σ, lowercase in word-final position ς Greek: σίγμα) is the eighteenth letter of the Greek alphabet. ![]()
![]() Had she reported the abuse immediately, she said, her niece might never have been victimized. Rosa Rivera also told the judge that she could no longer look her niece “in the eyes” because of her own lingering guilt. “I don’t know what a person’s childhood is worth,” she said. For years afterward, she said, she also lost her trust “in men, herself and the world.”Īs for a proper sentence for the defendant, she said, she couldn’t offer an opinion. ![]() Rivera’s sister, Rosa, also addressed the court, saying that, because of Marin, she had lost her innocence at age 8. “I’m sure you are,” the judge said, sympathetically. ![]() She ended her remarks by saying, “I’m glad this is over.” “We were sometimes a problem,” she said, “because, I guess, because there was so much emotion involved.” On Wednesday, Jenni Rivera apologized to Judge Joan Comparet-Cassani and the courtroom bailiff for the past actions of her family. Marin is the father of three of her children. Singer Jenni Rivera, a Long Beach native who recently was named Female Mexican Regional Artist of the Year at a Latin awards show in Miami, hails from a large family of Spanish-language singers. A jury convicted him May 9 of eight felony counts – three counts of lewd act upon a child, three counts of oral copulation of a child, one count of aggravated sexual assault and one count of continuous sexual assault. Marin, whose crimes occurred in Long Beach, was charged in 1997 but became a fugitive from justice until last year. When asked if he would like to make a statement himself, he shook his head “No.” Wearing a blue jail uniform at his sentencing in Long Beach Superior Court, Marin refused to make eye-contact with his daughter, or with other family members, despite several efforts to speak directly to him. “He may not think that I love him, but I do.” “I just would like to tell my father that I love him and I forgive him,” said Jamie Marin, who was abused between the ages of 8 and 12. Trinidad Marin, 43, looked sullen and detached as the two victims, now in their 20s, stood in court and offered their forgiveness to the man who stole large swaths of their childhoods. LONG BEACH – The ex-husband of Latina singer Jenni Rivera was sentenced to 31 years to life in prison Wednesday for molesting his prepubescent daughter and sister-in-law – charges he continues to deny. ![]() Deductions are allowed for contributions to the NJBEST college savings plan, in-state higher education tuition costs and NJCLASS loan repayments. The deductions are targeted for taxpayers with gross income of $200,000 or less. Beginning in 2022, the New Jersey College Affordability Act allows New Jersey taxpayers tax deductions for certain educational expenses. The New Jersey income tax estimator tool is provided by.These numbers are subject to change if new New Jersey tax tables are released. Before the official 2024 New Jersey income tax brackets are released, the brackets used on this page are an estimate based on the previous year's brackets.New Jersey tax return forms are available on the New Jersey tax forms page or the New Jersey Department of Revenue. ![]() Please contact us if any of our New Jersey tax data is incorrect or out of date.
![]() HOA address: 4 Winners Circle, Suite 201, Albany NY, 12205. ![]() Both are Licensed Mortgage Bankers – NYS Dept. Mortgage products in New York State only and offered by our Mortgage Teams, Homeowners Advantage (HOA) and SEFCU Mortgage Services (SMS), which are subsidiaries of Broadview FCU. Number of months the loan will be in effect. If an escrow account is required or requested, that payment does not include insurance and taxes and the payment may be greater. By adjusting your purchase price, interest rate, down payment, and term, youll quickly see the impact on your overall payment. Sales tax will be calculated for you and included in your total after-tax price. If rate of interest is 10.5 per annum, then r 10.00875) n is loan term / tenure / duration in number of months. r is rate of interest calculated on monthly basis. Rates are based on a purchase or no cash out refinance, cash out options may affect your rate. Here's the formula to calculate EMI: where. It’s really important you know exactly how much your monthly payments are going to be on any loan you take and our nifty little car loan. SBI applies a one-year MCLR rate of 8.55 for auto loans, with car loan interest rates ranging from 8.80 to 9.70. This offer remains in effect until 31 January 2024, as outlined on the SBI website. ![]() Quoted rates may include the requirement of CAP COM membership at the time of loan disbursal and selection of our Automatic Payment Plan. However, if you’re taking out a loan to make the purchase, searching for the best finance option can really take the edge off the excitement. SBIs festive promotions also cover automobile loans, with the bank waiving processing fees on car loans. All you got to do is use the slider to enter the. Axis Bank’s Car Loan EMI calculator is a great online tool that provides you with the answer in a split second and enables you to understand how much will be your EMI outgo. Rates are accurate as of and are subject to change without notice. P x R x (1+R)N / (1+R)N-1 P Principal amount of the loan. Representative payment for a 30 year fixed mortgage at 6.625% with a 6.785% APR is $6.51 per $1,000 borrowed. Enter different down payments, terms, and interest rates into the calculator to see how the monthly payment changes. All rates quoted are the lowest available rates, actual interest rate will be based on overall credit worthiness. |
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